bank of america cash rewards

Bank of America Cash Rewards

Bank of America’s Cash Rewards program is a straightforward one, with cash back as the single option for redemption. When you deposit your rewards into a Bank of America checking or savings account, you’ll get a 10% client bonus. To obtain the bonus, you must redeem rewards via direct transfer.

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If you wouldn’t spend enough with a 1.5 percent flat-rate cash back card to exceed the total rewards you’d get by leveraging this card’s higher bonus categories, the Bank of America Customized Cash Rewards credit card is a fantastic no-annual-fee card.

Here’s what you need to know about redeeming Bank of America cash rewards: Redeem for a credit on your account: Within three days after redemption, funds will be deposited into your account. Statement credits are usually applied to the account with the highest APR. Statement credits have no bearing on your monthly minimum payment.

According to Urban, rewards are normally viewable online within 10 days of earning them, but it may take up to two statement cycles for them to post to your account and become eligible for redemption. (This is also true for business credit cards.)

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